Personal Loans
Live the life you want, right now.
Dreaming of your own home, a grand wedding, a child's higher education or a wonderful holiday? Smile. Whatever your dream, let Standard Chartered Personal Loans turn it into action. Available to both UAE nationals and expatriates, our Personal Loans are convenient, simple and quick.
- High Loan Amounts
You can enjoy loan amounts up to AED 250,000, to meet your requirements. The loan is granted, based on monthly salary and length of employment.
- Fast Processing
No waiting periods, no cumbersome procedures - your loan is processed quickly and efficiently. If you wish, our sales representative will visit you to make it even easier!
- Competitive Interest Rates and No Hidden Charges
Standard Chartered Personal Loans offer some of the most attractive interest rates in the market. And what you see is what you pay for. There are no extra costs.
- Convenient Repayment Periods
Enjoy all the payment flexibility you need to organise your financial commitments and make your monthly instalments easy to meet. We offer loan tenures of up to 60 months for expatriates and 84 months for UAE nationals.
- Installment Deferment Option
We understand that festivals, holidays or unforeseen events can sometimes demand more expenditure than you anticipate. So, we offer you the convenience of being able to postpone your monthly payments twice a year.
- Top-up Loans
Need additional finance during the tenure of your existing loan? We'll be happy to top up your loan to the original amount, as long as your repayments have been regular.
- Take-over Facilities
Want to enjoy the friendly and comprehensive loan from us, but already have a loan with another bank? No problem! We will help you transfer your loan to us. Our sales representative will ensure that the process is fast and hassle-free.
- Credit Life Insurance
Your loan amount is insured for the duration of your repayment period. In the unfortunate event of death, all outstanding loan payments will be waived completely, so financial burdens are kept to a minimum.
- Enjoy a range of banking services such as a free international debit card and a personalised cheque book.
- No minimum balance on your transaction account during your loan period
- Utility bill payment across the UAE.
- 24-hour Phone Banking Service and free usage of all Standard Chartered Bank ATMs within the UAE.
- All loans are granted to UAE residents and employees of companies approved by Standard Chartered Bank, UAE. All loans are granted at the sole discretion of Standard Chartered Bank, UAE.
For more information
Please Call
600 5222 88 (24 Hrs)
*Terms & Condition apply.
All Loans are granted at the sole discretion of Standard Chartered Bank.
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