
Home Loans
You find the address…we’ll help you sleep easy!
At Standard Chartered, we believe that the decision to buy a home is one of the most important ones you will ever make. That’s why we’ve partnered with some of the leading real estate developers in Dubai to make realising your dreams easier than ever before.
From preliminary documentation to final approval, we are with you every step of the way. So after you have decided on your dream home, we’ll take over and help you sleep easy.
The key features that make us the first choice for home loans are:
- Flexible Finance Amounts
You can take advantage of loans up to AED 18 million. Finance is available up to 80% of market value, which means you need to make a down payment of 20% only.*
- Convenient Tenors
Enjoy flexible repayment period of up to 25 years.*
- Competitive Pricing
We offer competitive variable interest rates linked to Standard Chartered Base Lending Rate (SCBLR).
- Insurance Cover
To protect your home and the interests of your family, we offer you life and property insurance at attractive rates from leading insurance providers in the UAE.
- Global Expertise
Our Home Loan Advisors draw from global experience to give you sound advice and international standards of service.
Home Loans Centre now open at Emaar Business Park Building No. 3 Saturday to Thursday 8 am to 5 pm Call 04 5085255.
At Standard Chartered, we offer a wide range of solutions to suit your needs.
- Pre-approval
Before you start looking for a property, come to us for a Pre-approval so you can confidently choose a property within your budget.
- Conventional Home Loans
You can take advantage of finance for constructed and under-construction property in Dubai and Abu Dhabi from our list of approved developers. Our current list includes Dubai Properties, Emaar, Nakheel, Union Properties, WTCR and Victory Heights in Dubai and Aldar Properties, Sorouh and Manazel in Abu Dhabi.
- Refinance
If you have a property that is already paid for and are looking for a loan against that property, we offer refinance at competitive rates.
- Top-up Loan
In case you need additional finance, you can obtain a Top-up Loan from us.
- Balance Transfer
If you have a home loan from another bank and would like better standards of service and convenience, you can transfer the loan to us and we will finance the property henceforth.
Home Loans Centre now open at Emaar Business Park Building No. 3 Saturday to Thursday 8 am to 5 pm Call 04 5085255.
Easy steps to owning your dream home
At Standard Chartered, we believe that once you find your dream home, you should own it as soon as possible. That’s why we have designed a simple application process.
- Step 1: Call 600 5222 88 or email us at home.loans@ae.standardchartered.com and provide your contact details:
- Step 2: Our Home Loan Advisor will call you to discuss your finance in detail:
- Step 3: Select the property and handover your complete documents:
- Step 4: After processing, we will contact you with the approval:
Home Loans Centre now open at Emaar Business Park Building No. 3 Saturday to Thursday 8 am to 5 pm Call 04 5085255.
For more information
Please Call
600 5222 88 (24 Hrs)

*Terms & Condition apply.
All Loans are granted at the sole discretion of Standard Chartered Bank.