Standard Chartered account holders can avail of the following facilities:

• Account Transfer: You can instruct us to debit your account by giving details on the payment coupon. This payment coupon can either be mailed or deposited in any of the Standard Chartered Bank branches in the UAE.
• Standing Instructions: You can avail of our standing instruction facility to debit your bank account monthly for payment of minimum amount due (5% outstanding balance subject to a minimum of AED 110) on your credit card account.
• Payment by phone: You can pay through our 24-hour Phone Banking unit by calling 600 5222 88 using your 4 digit TIN.
• Payment Protection Insurance
  Credit Shield Insurance: At a charge of only 0.89% of your last statement balance, Credit Shield Insurance provides cover on your credit card in case of Death, Permanent Total Disability, Accidental Medical Expenses and Critical Illness. Please refer to the Credit Shield Insurance Terms & Conditions for detailed information on features and benefits
  
  Credit Secure: At a charge of only 0.99% of your last statement balance, Credit Secure provides cover on your credit card in case of Death, Permanent Total Disability, Accidental Medical Expenses, Critical Illness and Involuntary Loss of Employment (for salaried clients only) or Temporary Total Disability (for self employed clients only). Please refer to the Credit Secure Terms & Conditions for detailed information on features and benefits]
  
  Payment Protection Insurance is a useful safety net. However, it is NOT compulsory and you do not have to apply for it if you don't wish to. Your decision whether or not to take up Payment Protection Insurance has no bearing on your Credit Card application
• Bill Payments
  Pay your credit card bills at Choithram Supermarkets or UAE Exchange Center in Abu Dhabi, Al Ain, Dubai and Sharjah.
  
  Please note that a processing fee of AED 3 will be charged for Bill Payments at Third Party Outlets.
• Worldwide Recognition and Acceptance:
  Your Standard Chartered Credit Card is welcomed and honored in over 23 million establishments, in more than 200 countries.
• Easy Credit
  You enjoy the credit limit up to the amount indicated on the credit card carrier. Your credit card statement is generated once a month and you can repay the outstanding balance within 20 days from the statement date. Thus, the credit card offers you interest-free credit for up to a maximum of 50 days. You have the option to pay as little as 5% of the outstanding balance, subject to a minimum of AED 110 each month and the balance at your convenience.
• Instant Cash Advances
  Your Standard Chartered Credit Card allows cash advances from thousands of MasterCard/Cirrus and Visa/Plus ATMs worldwide. You can also step into any of the banks around the world which are members of MasterCard or Visa International and obtain a cash advance over the counter. Just present your Standard Chartered Credit Card to the Teller, along with proper identification and request the amount you need. The Teller will obtain an authorization and then give you the cash. Please retain the receipt for your records.
• Free Supplementary Cards
  As a Standard Chartered Gold Cardholder, you can now enjoy the convenience of two supplementary cards absolutely free of charge.
• Pay your utility bills and more by phone
  Our easy to use Phone Banking services are available 24 hours a day. You can now access information about your credit card account and pay your Etisalat, ADWEA, DEWA or SEWA bills at your convenience. To set up this facility, visit your nearest Standard Chartered branch or just call 600 5222 88.

Terms & Conditions apply