Minimum Balance to be maintained
Monthly Average Balance: Equivalent of AED 3,000 in USD.

Account Maintenance Fee
Equivalent of AED 25 in USD

Interest Details
USD 0 – to less than USD 3,000 – No Interest
USD 3,000 and above – 1.30% per annum

Interest shall be computed monthly on the minimum daily ending available balance during the month, and paid to the account on the last business day in June and December. This rate is set at the discretion of Standard Chartered Bank and may be changed at any time.

UAE/International ATM Switch Charges – Cash Withdrawal
Charges are applicable as per the latest Service and Price Guide.

For other information on our Savings Accounts, please visit: http://www.standardchartered.ae/personal/accounts-deposits/en/savings-account.html

If you open the USD Savings Account in the branch or through any channel other than Online Banking, then the interest rate as per the Most Important Document will apply. To view the Most Important Document, please visit: http://www.standardchartered.ae/_documents/forms/mid.pdf.

The Savings Account is subject to the Standard Chartered Bank "Customer Terms" ,the "Current/Cheque/Savings Account and Fixed Deposit Terms" , and the Fees and Charges as indicated in the latest Service and Price Guide. All of which are available in all our Branches in the United Arab Emirates and on our website: www.standardchartered.ae

To open this account through Online Banking, simply follow these steps:

1.	Login to Online Banking
2.	Click on "Open New Account" at the bottom left side of the page
3.	Click on "Apply" next to the "Savings Account"
4.	Input the details requested on the screen and choose the Account Currency as "USD". Please read the terms and conditions, as well as the Account Declaration very carefully then tick the box if you would like to proceed.
5.	Click on "Submit"
6.	Check the details on the confirmation screen and if they are correct click on "Confirm"
7.	The acknowledgement screen will appear and your account will be opened successfully

Note:
This Online Account Opening facility is only available to individual account holders. If you have a joint account, you will not be able to access this facility.

Please ensure that your Visa and Passport information are kept up to date with the Bank to avoid experiencing service interruption on your Account. If your information has changed, please visit one of our conveniently located branches to update your information before you proceed.