Standard Chartered Bank UAE - Saadiq Platinum Credit Card

Online Services

Islamic Banking
Credit Cards
Saadiq Platinum Credit Card

Saadiq Platinum Credit Card

Introducing the Standard Chartered Rewards Programme: earn points faster, redeem points for flights on over 300 airlines to any destination* and much more!

You could be flying sooner than you think with the Saadiq Platinum Credit Card. Earn Reward Points on purchases you make with it, that can be redeemed for flights on any airline to any destination at any time*. It’s easy to see how the Standard Chartered Rewards Programme truly makes life more rewarding.

Now you get even more value and benefits from the Saadiq Platinum Credit Card, while staying true to Shariah principles. With the addition of new offers from a wide range of partners including dining discounts, spa treatments and water sports, you can treat your family, take a break and enjoy what is important to you! Take advantage of these Saadiq privileges and make the most of what life has to offer!

Avail of the unique features of Saadiq Platinum Credit Card

Based on interest free 'Ujrah' concept
It operates on a fixed fee structure. Only a fixed Monthly Maintenance Fee* is charged.
Choice of payment
Choose to pay a minimum monthly amount of 5% or AED 100 (whichever is higher) of the outstanding balance.

*The fixed maintenance fee will be charged monthly. However, the Bank will have the right to waive the maintenance fee at its sole discretion. The fee will only be charged, and appear in the monthly credit card statement, in the month the Bank decides not to waive the maintenance fee

Key features
How to earn?
Freedom to choose your rewards
How to redeem?
Reward Vouchers

Key features	Earn Reward Points on purchases you make with your Platinum Credit Card Choice to redeem points on airline tickets, frequent flyer miles, reward vouchers or cashback Freedom to fly on over 300 airlines to any destination and at any time* Year-round discounts on dining, clothing, fitness, safaris and more Comprehensive Auto Assist services in the UAE No annual fee for the first year

How to earn?	Earn Reward Points when you shop and pay with your Standard Chartered Platinum Credit Card. The more you use it, the faster you fly. 1 Reward Point on every AED 1 spent on your Platinum Credit Card

Freedom to choose your rewards	Once you collect enough Reward Points, you have the freedom to redeem them for a number of exciting options. Airline tickets and holiday packages Frequent flyer miles from Asia Miles™ and KrisFlyer (Singapore Airlines) Cashback Reward vouchers for supermarkets, restaurants, jewellery, clothing and more

How to redeem?	It's simple. Call Elite Personaline on 800 4949 or call +9714 403 9639 when outside the UAE, to redeem your Reward Points and we will process your request right away.

Reward Vouchers	Listed below are the Reward Vouchers which you can choose and redeem.

	RESTAURANTS: You can use your Standard Chartered Rewards Voucher at any one of the restaurants listed below: Asha's Thai Chi Persia Persia Medzo Bite Rite Resto Café Zari Zardozi Restaurant

	JEWELLERY: You can use your Standard Chartered Rewards Voucher at any one of the JoyAlukkas outlets mentioned below: Dubai: Main Shop, Gold Centre, Deira - 04 225 3646 Branch 1: Gold Centre, Deira - 04 226 0930 Branch 2: Gold Centre, Deira - 04 235 2860 Branch 2: Gold Centre, Deira - 04 235 2860 Gold Land, Deira - 04 229 0076 Karama Centre, Karama - 04 337 9183 Lulu Hypermarket, Karama - 04 336 8902 Al Fahidi Street, Bur Dubai - 04 353 7732 BIG Joy Alukkas, Bur Dubai - 04 354 0250 Lulu Hypermarket, Qusais - 04 298 8551 Sheikh Colony, Qusais - 04 263 5270 Grand Shopping Mall, Al Quoz - 04 338 4355 Dubai Festival City - 04 232 5962 Lulu Hypermarket, Al Barsha - 04 323 4801 Dubai Mall - 04 339 8240 Arabian Centre, Mirdiff - 04 2845986 Abu Dhabi: Omeir Building, SK. Hamdan Street - 02 633 1377 Delma Centre, Sk. Hamdan Street - 02 621 0408 Al Wadha Mall - 02 443 9700 Sharjah: JoyAlukkas Centre, Rolla - 06 563 4441 Gold Centre, Yarmouk Area - 06 566 0871 Old Gold Souq, Central Market Roard - 06 574 5594 Sharjah Shopping Centre - 06 561 7727 Diamonds, Old Gold Souq - 06 574 9919 Diamonds, Sharjah Shopping Centre - 06 561 0221 Al Falah Plaza - 06 533 7470 Ajman: Lulu Hypermarket - 06 744 4526 Al Ain: Al Ghaba Street - 03 765 778 Ras Al Khaimah: Manar Mall, Shop # 88 - 07 228 3221

	SUPERMARKET: Exchange your Rewards Voucher at any of the Choithram outlets in Dubai, Abu Dhabi, Sharjah, Al Ain, Ajman, Fujairah and Ras Al Khaimah.

	HEALTH AND FITNESS: Enjoy your Standard Chartered Reward Vouchers at any of the outlets of VLCC in the UAE. Redeem your Standard Chartered Rewards Voucher at Karisma Ladies Centre.

	DERSERT SAFARIS: You can use your Standard Chartered Rewards Voucher with Lama Tours for Desert Safaris or for a Dhow Cruise.

	CLOTHING AND APPAREL: You can use your Standard Chartered Rewards Voucher at any one of the AVENUE outlets listed below: Dubai Opp. Burjuman Centre, Trade Centre Road, Dubai; Tel 04 397 9983 Sharjah Next to Choithrams, King Faisal Street, Sharjah; Tel 06 559 6363 Fujairah Next to Al Yousuf Motors, Mathar Road, Fujairah; Tel 09 224 4130

	TRAVEL: Fly to your favourite destinations! You have the freedom to redeem your Standard Chartered Reward Points for Asia Miles or KrisFlyer Miles* Asia Miles is Asia's leading travel reward programme, offering you many exciting rewards to match your lifestyle ranging from airline tickets on 20 oneworld alliance airlines, to ticket upgrades, holiday packages, companion tickets and much more. For more information, visit www.asiamiles.com KrisFlyer is Singapore Airlines' frequent flyer program. KrisFlyer members can redeem their miles for free flights on over 20 Star Alliance airlines to more than 890 destinations in 160 countries. KrisFlyer miles can also be redeemed for free flight upgrades on Singapore Airlines and Silkair, Singapore Airlines' regional carrier. For more information, visit www.krisflyer.com. 2.5 Standard Chartered Reward Points can be redeemed for either 1 Asia Mile or 1 KrisFlyer Mile. Simply call the Elite Personaline 8004949 to redeem your Standard Chartered Reward Points for Asia Miles or KrisFlyer miles.

Rewards Redemption Catalogue

Rewards Category

Standard Chartered Reward Points Required

Value (What you get)

Airline tickets & holiday packages

Minimum of 27,500 points

Or

Great than 27,500 points

AED 500

Or

AED Value = 1.85% of Points

Frequent flyer miles from Asia Miles™ and KrisFlyer

2,500

Or

3750 and more (incrementals of 1,250 points)

1,000 Asia Miles or 1,000 KrisFlyer Miles

1,500 Asia Miles or 1,500 KrisFlyer Miles or more (in incrementals of 500 miles)

Retail Vouchers in the following categories;

Supermarket
Jewellery
Restaurants
Health and Fitness
Desert Safaris
Clothing and Apparel

6, 800 points

Or

33,500 points

Or

66,300 points

AED 100

AED 500

AED 1,000

Cash Back

10,000 points

Or

46,000 points

Or

91,000 points

AED 100

AED 500

AED 1,000

Exclusive Benefits

Year-round discounts
Comprehensive Auto Assist benefits
Free travel insurance
Free Marhaba Lounge access

Year-round discounts
In addition to collecting valuable Reward Points, you also get exclusive discounts on purchases all year round. Enjoy discounts with our partner outlets as follows:

Travel
Dining
Entertainment
Health & Beauty

To view the latest list of offers and discounts on your Saadiq platinum Credit Card, please visit www.standardchartered.ae/privileges

Comprehensive Auto Assist benefits
Take advantage of our special emergency services in the UAE exclusively for Standard Chartered Credit Cardholders. It includes free battery boost, flat tyre, lock out and emergency fuel delivery service, unlimited emergency roadside assistance, free car registration service, free rent-a-car service and much more.

The services include:

Vehicle Towing Service
Battery Boost Service
Flat Tyre Service
Lock Out Service
On Road Emergency Fuel Delivery
Off - road Recovery Services
Rent A Car Service
Car Registration Service
Automobile drop-off and pick-up Services

Terms and Conditions apply.

Free Travel Insurance Cover
We welcome you as a Standard Chartered Bank Card Member to enjoy the benefits offered under this Saadiq Credit Card Travel Cover. We request you to go through the cover details in order to thoroughly understand the cover offered by us.

Free Marhaba Lounge access
Travel in comfort at Dubai International Airport, with free access to the Marhaba Lounge with your Standard Chartered MasterCard Platinum or MasterCard Titanium Credit Card.

Generic benefits

International Privileges provided by MasterCard Moments
As a Standard Chartered Platinum Cardholder, you can indulge on MasterCard Moments Luxurious Lifestyle benefits, whose partners include an assortment of leading hotels, golf courses, restaurants, and merchants that have developed special packages and value-added benefits for MasterCard Platinum Cardholders.

For a complete listing of the benefits provided by MasterCard, please log into the MasterCard Moments website at: www.mastercardmoments.com

Pay your utility bills and more by phone
Our easy to use Phone Banking services are available 24 hours a day. You can now access information about your credit card account and pay your Etisalat, ADWEA, DEWA or SEWA bills at your convenience.

Easy Bill Payment Options
Pay your bill at any Choithram supermarket or UAE Exchange centre in Abu Dhabi, Al Ain, Dubai and Sharjah by paying cash at the assigned counter – apart from Deposit cash using Cash Deposit Machines (CDM) at selected Standard Chartered branches in the UAE. Please do not send cash by post.

Worldwide recognition and acceptance
Your Standard Chartered Credit Card is welcomed and honoured in over 23 million establishments, in more than 200 countries.

Easy credit
You enjoy the credit limit up to the amount specified for you.

Instant cash advances
Your Standard Chartered Credit Card allows cash advances from thousands of ATMs worldwide. You can also step into any of the banks around the world which are members of MasterCard and obtain a cash advance over the counter.

For a call back

For more Information

Please Call the Elite Personaline on
800 4949

or call
+9714 403 9639
when outside the UAE

*Flight destinations and schedules are subject to the airlines availability
Terms & Conditions apply
Important Information