Saadiq SME Treasury Services

Standard Chartered Saadiq SME Treasury Services, a world-class Shariah compliant solution to maximise your earning potential.

As your business expands into international markets, the need for currency risk management and capitalizing on investment opportunities, which doesn’t compromise on your beliefs, becomes a priority. At Standard Chartered Bank, we understand your concern and provide a wide range of world-class treasury solutions in compliance with Shariah principles. It is reviewed and approved by the Bank’s independent Shariah Supervisory Committee.

With our extensive Islamic banking expertise and our strong network presence across Asia, Africa and the Middle East, we offer you convenient and reliable access to the widest range of currency markets, current local information, country-specific global investment and risk management strategies.

 

Saadiq FX Forwards
It offers you a convenient, Shariah compliant solution to manage your currency exposures against adverse fluctuations. Saadiq FX Forward utilises the ‘Wa'ad’ structure to allow Islamic companies and institutions to hedge forward FX exposures under a Shariah compliant structure.

Saadiq Structured Deposits
You can benefit from various asset classes with the flexibility of a short to medium term tenure.

  • Saadiq Fixed Deposit
    If you have excess liquidity and are looking for an avenue to place your funds for a fixed period then Saadiq Fixed Deposit based on One Step Commodity 'Murabaha' Deposit Structure is the right product for you. The product offers attractive returns, flexible tenors and the convenience to prematurely withdraw your funds in case of any emergency. Early settlement from Saadiq Fixed Deposits will be as per the terms agreed between Bank and Customers at the time of early settlement.
  • Saadiq Structure Derivative Deposit Products
    This is a group of innovative investment products consisting of Islamic Yield Differential Accrual (YDA) and Islamic Global Yield Model (GYM).

    • Saadiq YDA
      • Targets annualised return of 12-13%
      • 100% principal protected
      • Focus on G10 currencies
    • Saadiq GYM
      • Targets annualised return of 15-17%
      • 100% principal protected
      • Focus on G10 and emerging market currencies
      • Shariah compliant

Apply now to maximise your earning
If you want to know more or would like to take advantage of our Shariah compliant treasury solutions.

 

For more information

Please Call
+971 4 5082304